Enthusiasts of madness on white fluff are probably rubbing their hands – the ski season is getting closer! Don’t forget to buy the right professional equipment and accessories. You can’t save – bet on quality. If you decide on last year’s equipment, be sure to take it for maintenance. The specialist must take a look at them and repair them so that you can feel completely safe on the slopes.
Also, take care of your physical form. If you are sitting behind a desk every day and the gym is your enemy number one – be sure to sign up for training. You need to prepare your muscles for a specific effort so that after the first day of skiing you do not land in a sourdough hotel. Preparation, it’s best to start a few months or at least a month before your trip, it will definitely have a positive effect on the level of your performance on the slopes.
Why come back with debts?
It is also important to book the appropriate transport, hotel or hostel. Do not hesitate until the last minute, lest it turns out that it is too late and all the best places have already been booked. If you have already chosen a destination, look around quickly for a place.
Insurers are increasingly preparing products tailored to special customer groups. This also happened for skiers who have the option of purchasing a policy that meets their needs. Insurance companies and companies offer extensive ski insurance packages. What parameters should you pay attention to and what to consider when buying?
First of all, take a look at the sum insured. There is no single ideal amount – it all depends, among others from the place where you are going. However, it should not be lower than USD 100,000. Staying in foreign resorts, we must take into account that the possible costs of hospitalization can reach up to tens of thousands of euros! A visit to a specialist can be equal to the cost of buying a new TV or a good smartphone.
Being aware that we have spent (small!)
Money to buy such a package, we will certainly skip without any worries. Medical expenses include doctor visits, hospital stays, or procedures or surgeries. Rescue costs are the cost of transport by sleigh, helicopter, toboggan or motorboat, and all expenses related to the search. Accident insurance provides compensation for damage to health. Its amount is calculated as a specific percentage of the sum insured. The civil liability policy, i.e. civil liability, guarantees coverage of compensation costs to third parties.
If we happen to damage someone’s property, we can be calm, because our insurer will take care of it. Luggage and equipment insurance protects our property against theft and damage as a result of an accident. The exact terms and conditions of a given insurance company can be found in the GTC, i.e. the General Terms and Conditions of Insurance.
Each insurer sets different rules and rules for granting compensation
It is also worth talking to an advisor who will adapt the product to our needs. It’s not worth risking and going skiing without insurance. A properly selected policy will help us in many situations – starting with losing luggage or equipment, and ending with a serious accident on the slopes.
The costs of assistance and hospitalization in Western countries can be enormous! So better compare insurance offers and decide on the package that is right for you.